91»áËù

LewerMark Plan Highlights

• 91»áËù's LewerMark Student Insurance plan provides medical and emergency coverage to students anywhere in the world except in their home countries. The plan includes routine visits to doctors, emergency hospital visits, specialist care, prescription drug, and maternity coverage. While eye and dental injuries are covered, routine eye and dental exams are not included.
• The includes the ability to search for doctors, advice about when to go to the emergency room, information translated in 13 languages, and individual student accounts to manage your claims.
• You can access the website for the MyNurse 24/7 Medical Help Line, which connects you to registered nurse who can answer health questions, how to manage illness, or where to go when you are sick.
• Also, 24/7 mental health assistance is available through Morneau Shepell.
• The LewerMark plan includes information about what to do if you have a life-threatening injury or illness more than 100 miles from 91»áËù's campus.
• $100 annual deductible; wellness benefit of 100% up to a maximum of $250.
• Average claim turn-around time is seven (7) calendar days.
• Click here for the 2023-2024 Health Insurance Plan Summary.

Health Insurance Waiver

If you have another health insurance policy and you meet the following criteria, you can apply for a waiver:

• A plan from a family member working for a U.S. employer with insurance is eligible.
• If you are an international student who is sponsored by your home country government and your plan meets the requirements outlined on this webpage, you can be waived from participating in the designated health insurance program.
• Waivers will only be considered according to the first two bullets. Other requests for waiving will not be considered.
• Waivers are not acceptable for individual plans purchased in the U.S. Short-term travel insurance or emergency care coverage only do not qualify for a waiver. Reimbursement plans are not allowed.
• Waivers for Fall classes must be submitted no later than August 1 and waivers for Spring classes must be submitted by January 1 to allow for processing. Late submissions will not be considered. Waiver requests must be submitted annually and timely submission is the student's responsibility.

If you have an approved waiver, the health insurance fees on your tuition bill will be removed.

Your alternative plan must have these benefits to be considered for a waiver:

• Medical evacuation coverage of at least $50,000 (USD)*
• Repatriation coverage of at least $25,000 (USD)*
• Maximum benefit per injury or sickness of at least $250,000 (USD)
• Deductible of $500 (USD) or less per accident/illness per year
• No daily cap on a hospital stay
• Coverage dates no less than June 1 to July 31 for summer coverage

Download the waiver. You must (1) submit a complete, signed waiver form, (2) a copy of your insurance card, and (3) a copy of your insurance policy or a certificate of coverage in English.